Arkansas
Beauty salon insurance in Arkansas
State figures and city pages for Arkansas beauty salons. A quote is not a binder.
Federal data for Arkansas beauty salons: 453 employer salons (Census, 2023) and 1,410 payroll cosmetologists (BLS, May 2025), with many more independent professionals. Below are the state figures, how a salon's service menu drives its premium, and city pages.
Arkansas beauty salon figures
| Figure | Arkansas |
|---|---|
| Beauty salons (employer establishments) | 453 |
| Beauty salon employees | 1,756 |
| Average payroll per beauty salon employee | $28,302 |
| Salons with 1–4 employees | 326 |
| Fitness and recreation centers | 257 |
| Offices of other health practitioners | 352 |
| Diet and weight reducing centers | 20 |
| Cosmetologists on payrolls (BLS, May 2025) | 1,410 |
| Median wage, cosmetologists | $28,830 |
| Skincare specialists on payrolls | 340 |
| Median wage, skincare specialists | $36,520 |
| Manicurists and pedicurists on payrolls | 230 |
Census CBP 2023 (NAICS 812112, 713940, 621399, 812191); BLS OEWS May 2025 (39-5012, 39-5094, 39-5092; payroll employees only).
How a Arkansas salon's premium is built
The service menu comes first: color, lightening, extensions, waxing, peels, and lashes each carry their own claim patterns. Next come licensed staff and payroll, independent professionals working in the space, retail and private-label products, the building and equipment, lease requirements, and claims history.
See the services guide and cost factors.
Who regulates what in Arkansas
Insurers and agents answer to the Arkansas Insurance Department. Cosmetology, esthetics, and nail licenses, and scope-of-practice rules, are handled by the state's licensing authority for beauty professions.
Arkansas city pages
Listed by share of residents who work from home (ACS), highest first.
- Bella Vista
- Bentonville
- Centerton
- Fayetteville
- Rogers
- Sherwood
- Little Rock
- North Little Rock
- Conway
- Benton
- Jacksonville
- Fort Smith
- Cabot
- Jonesboro
- Springdale
- Hot Springs
- Russellville
- Pine Bluff
- Paragould
- Van Buren
Beauty coverage and guides
- Cosmetology liability
- Color, lightening, and extensions
- Esthetics and skin care
- Lash and brow services
- Business owners policy for salons
- Makeup artist insurance
- Beauty services coverage guide
- Private-label products and liability
- Med-spa services and salon insurance
- What affects beauty salon insurance cost
- Beauty salon application checklist
Other Arkansas communities by letter
Beauty salons statewide can request quotes. Open a letter to see the remaining communities and their counties:
A · 22 communities
Adona (Perry); Alexander (Saline); Alicia (Lawrence); Allport (Lonoke); Alma (Crawford); Almyra (Arkansas); Alpena (Boone); Altheimer (Jefferson); Altus (Franklin); Amagon (Jackson); Amity (Clark); Anthonyville (Crittenden); Antoine (Pike); Arkadelphia (Clark); Arkansas City (Desha); Ash Flat (Sharp); Ashdown (Little River); Atkins (Pope); Aubrey (Lee); Augusta (Woodruff); Austin (Lonoke); Avoca (Benton)
B · 42 communities
Bald Knob (White); Banks (Bradley); Barling (Sebastian); Bassett (Mississippi); Batesville (Independence); Bauxite (Saline); Bay (Craighead); Bearden (Ouachita); Beaver (Carroll); Beebe (White); Beedeville (Jackson); Bellefonte (Boone); Belleville (Yell); Ben Lomond (Sevier); Bergman (Boone); Berryville (Carroll); Big Flat (Baxter); Bigelow (Perry); Biggers (Randolph); Birdsong (Mississippi); Black Oak (Craighead); Black Rock (Lawrence); Black Springs (Montgomery); Blevins (Hempstead); Blue Eye (Carroll); Blue Mountain (Logan); Bluff City (Nevada); Blytheville (Mississippi); Bodcaw (Nevada); Bonanza (Sebastian); Bono (Craighead); Booneville (Logan); Bradford (White); Bradley (Lafayette); Branch (Franklin); Briarcliff (Baxter); Brinkley (Monroe); Brookland (Craighead); Bryant (Saline); Buckner (Lafayette); Bull Shoals (Marion); Burdette (Mississippi)
C · 39 communities
Caddo Valley (Clark); Caldwell (St. Francis); Cale (Nevada); Calico Rock (Izard); Calion (Union); Camden (Ouachita); Cammack Village (Pulaski); Campbell Station (Jackson); Caraway (Craighead); Carlisle (Lonoke); Carthage (Dallas); Casa (Perry); Cash (Craighead); Caulksville (Logan); Cave City (Sharp); Cave Springs (Benton); Cedarville (Crawford); Central City (Sebastian); Charleston (Franklin); Cherokee Village (Sharp); Cherry Valley (Cross); Chester (Crawford); Chidester (Ouachita); Clarendon (Monroe); Clarkedale (Crittenden); Clarksville (Johnson); Clinton (Van Buren); Coal Hill (Johnson); Colt (St. Francis); Concord (Cleburne); Corinth (Yell); Corning (Clay); Cotter (Baxter); Cotton Plant (Woodruff); Cove (Polk); Coy (Lonoke); Crawfordsville (Crittenden); Crossett (Ashley); Cushman (Independence)
D · 23 communities
Daisy (Pike); Damascus (Van Buren); Danville (Yell); Dardanelle (Yell); Datto (Clay); De Queen (Sevier); De Valls Bluff (Prairie); DeWitt (Arkansas); Decatur (Benton); Delaplaine (Greene); Delight (Pike); Dell (Mississippi); Denning (Franklin); Dermott (Chicot); Des Arc (Prairie); Diamond City (Boone); Diaz (Jackson); Dierks (Howard); Donaldson (Hot Spring); Dover (Pope); Dumas (Desha); Dyer (Crawford); Dyess (Mississippi)
E · 17 communities
Earle (Crittenden); East Camden (Ouachita); Edmondson (Crittenden); Egypt (Craighead); El Dorado (Union); Elaine (Phillips); Elkins (Washington); Elm Springs (Washington); Emerson (Columbia); Emmet (Nevada); England (Lonoke); Enola (Faulkner); Etowah (Mississippi); Eudora (Chicot); Eureka Springs (Carroll); Evening Shade (Sharp); Everton (Boone)
F · 18 communities
Fairfield Bay (Van Buren); Fargo (Monroe); Farmington (Washington); Felsenthal (Union); Fifty-Six (Stone); Fisher (Poinsett); Flippin (Marion); Fordyce (Dallas); Foreman (Little River); Forrest City (St. Francis); Fouke (Miller); Fountain Hill (Ashley); Fountain Lake (Garland); Fourche (Perry); Franklin (Izard); Fredonia (Prairie); Friendship (Hot Spring); Fulton (Hempstead)
G · 30 communities
Garfield (Benton); Garland (Miller); Garner (White); Gassville (Baxter); Gateway (Benton); Gentry (Benton); Georgetown (White); Gilbert (Searcy); Gillett (Arkansas); Gillham (Sevier); Gilmore (Crittenden); Glenwood (Pike); Goshen (Washington); Gosnell (Mississippi); Gould (Lincoln); Grady (Lincoln); Grannis (Polk); Gravette (Benton); Green Forest (Carroll); Greenbrier (Faulkner); Greenland (Washington); Greenway (Clay); Greenwood (Sebastian); Greers Ferry (Cleburne); Griffithville (White); Grubbs (Jackson); Guion (Izard); Gum Springs (Clark); Gurdon (Clark); Guy (Faulkner)
H · 40 communities
Hackett (Sebastian); Hamburg (Ashley); Hampton (Calhoun); Hardy (Sharp); Harrell (Calhoun); Harrisburg (Poinsett); Harrison (Boone); Hartford (Sebastian); Hartman (Johnson); Haskell (Saline); Hatfield (Polk); Havana (Yell); Haynes (Lee); Hazen (Prairie); Heber Springs (Cleburne); Hector (Pope); Helena-West Helena (Phillips); Hermitage (Bradley); Hickory Ridge (Cross); Higden (Cleburne); Higginson (White); Highfill (Benton); Highland (Sharp); Hindsville (Madison); Holiday Island (Carroll); Holland (Faulkner); Holly Grove (Monroe); Hope (Hempstead); Horatio (Sevier); Horseshoe Bend (Izard); Horseshoe Lake (Crittenden); Houston (Perry); Hoxie (Lawrence); Hughes (St. Francis); Humnoke (Lonoke); Humphrey (Arkansas); Hunter (Woodruff); Huntington (Sebastian); Huntsville (Madison); Huttig (Union)
I · 1 communities
Imboden (Lawrence)
J · 8 communities
Jacksonport (Jackson); Jasper (Newton); Jennette (Crittenden); Jericho (Crittenden); Johnson (Washington); Joiner (Mississippi); Judsonia (White); Junction City (Union)
K · 7 communities
Keiser (Mississippi); Kensett (White); Keo (Lonoke); Kibler (Crawford); Kingsland (Cleveland); Knobel (Clay); Knoxville (Johnson)
L · 26 communities
LaGrange (Lee); Lafe (Greene); Lake City (Craighead); Lake View (Phillips); Lake Village (Chicot); Lakeview (Baxter); Lamar (Johnson); Lavaca (Sebastian); Leachville (Mississippi); Lead Hill (Boone); Leola (Grant); Lepanto (Poinsett); Leslie (Searcy); Letona (White); Lewisville (Lafayette); Lexa (Phillips); Lincoln (Washington); Little Flock (Benton); Lockesburg (Sevier); London (Pope); Lonoke (Lonoke); Lonsdale (Garland); Louann (Ouachita); Lowell (Benton); Luxora (Mississippi); Lynn (Lawrence)
M · 49 communities
Madison (St. Francis); Magazine (Logan); Magness (Independence); Magnolia (Columbia); Malvern (Hot Spring); Mammoth Spring (Fulton); Manila (Mississippi); Mansfield (Sebastian); Marianna (Lee); Marie (Mississippi); Marion (Crittenden); Marked Tree (Poinsett); Marmaduke (Greene); Marshall (Searcy); Marvell (Phillips); Maumelle (Pulaski); Mayflower (Faulkner); Maynard (Randolph); McCaskill (Hempstead); McCrory (Woodruff); McDougal (Clay); McGehee (Desha); McNab (Hempstead); McNeil (Columbia); McRae (White); Melbourne (Izard); Mena (Polk); Menifee (Conway); Midland (Sebastian); Midway (Hot Spring); Mineral Springs (Howard); Minturn (Lawrence); Mitchellville (Desha); Monette (Craighead); Monticello (Drew); Montrose (Ashley); Moorefield (Independence); Moro (Lee); Morrilton (Conway); Morrison Bluff (Logan); Mount Ida (Montgomery); Mount Pleasant (Izard); Mount Vernon (Faulkner); Mountain Home (Baxter); Mountain Pine (Garland); Mountain View (Stone); Mountainburg (Crawford); Mulberry (Crawford); Murfreesboro (Pike)
N · 7 communities
Nashville (Howard); Newark (Independence); Newport (Jackson); Nimmons (Clay); Norfork (Baxter); Norman (Montgomery); Norphlet (Union)
O · 15 communities
O'Kean (Randolph); Oak Grove (Carroll); Oak Grove Heights (Greene); Oakhaven (Hempstead); Oden (Montgomery); Ogden (Little River); Oil Trough (Independence); Okolona (Clark); Ola (Yell); Omaha (Boone); Oppelo (Conway); Osceola (Mississippi); Oxford (Izard); Ozan (Hempstead); Ozark (Franklin)
P · 30 communities
Palestine (St. Francis); Pangburn (White); Paris (Logan); Parkdale (Ashley); Parkin (Cross); Patmos (Hempstead); Patterson (Woodruff); Pea Ridge (Benton); Peach Orchard (Clay); Perla (Hot Spring); Perry (Perry); Perrytown (Hempstead); Perryville (Perry); Piggott (Clay); Pindall (Searcy); Pineville (Izard); Plainview (Yell); Pleasant Plains (Independence); Plumerville (Conway); Pocahontas (Randolph); Pollard (Clay); Portia (Lawrence); Portland (Ashley); Pottsville (Pope); Powhatan (Lawrence); Poyen (Grant); Prairie Grove (Washington); Prattsville (Grant); Prescott (Nevada); Pyatt (Marion)
Q · 1 communities
Quitman (Cleburne)
R · 15 communities
Ratcliff (Logan); Ravenden (Lawrence); Ravenden Springs (Randolph); Rector (Clay); Redfield (Jefferson); Reed (Desha); Reyno (Randolph); Rison (Cleveland); Rockport (Hot Spring); Roe (Monroe); Rondo (Lee); Rose Bud (White); Rosston (Nevada); Rudy (Crawford); Russell (White)
S · 34 communities
Salem (Fulton); Salesville (Baxter); Scranton (Logan); Searcy (White); Sedgwick (Lawrence); Shannon Hills (Saline); Sheridan (Grant); Sherrill (Jefferson); Shirley (Van Buren); Sidney (Sharp); Siloam Springs (Benton); Smackover (Union); Smithville (Lawrence); South Lead Hill (Boone); Southside (Independence); Sparkman (Dallas); Springtown (Benton); St. Charles (Arkansas); St. Francis (Clay); St. Joe (Searcy); St. Paul (Madison); Stamps (Lafayette); Star City (Lincoln); Stephens (Ouachita); Strawberry (Lawrence); Strong (Union); Stuttgart (Arkansas); Subiaco (Logan); Success (Clay); Sulphur Rock (Independence); Sulphur Springs (Benton); Summit (Marion); Sunset (Crittenden); Swifton (Jackson)
T · 15 communities
Taylor (Columbia); Texarkana (Miller); Thornton (Calhoun); Tillar (Drew); Tinsman (Calhoun); Tollette (Howard); Tontitown (Washington); Traskwood (Saline); Trumann (Poinsett); Tuckerman (Jackson); Tull (Grant); Tupelo (Jackson); Turrell (Crittenden); Twin Groves (Faulkner); Tyronza (Poinsett)
U · 1 communities
Ulm (Prairie)
V · 5 communities
Valley Springs (Boone); Vandervoort (Polk); Victoria (Mississippi); Vilonia (Faulkner); Viola (Fulton)
W · 33 communities
Wabbaseka (Jefferson); Waldenburg (Poinsett); Waldo (Columbia); Waldron (Scott); Walnut Ridge (Lawrence); Ward (Lonoke); Warren (Bradley); Washington (Hempstead); Watson (Desha); Weiner (Poinsett); Weldon (Jackson); West Fork (Washington); West Memphis (Crittenden); West Point (White); Western Grove (Newton); Wheatley (St. Francis); Whelen Springs (Clark); White Hall (Jefferson); Wickes (Polk); Widener (St. Francis); Wiederkehr Village (Franklin); Williford (Sharp); Willisville (Nevada); Wilmar (Drew); Wilmot (Ashley); Wilson (Mississippi); Wilton (Little River); Winchester (Drew); Winslow (Washington); Winthrop (Little River); Wooster (Faulkner); Wrightsville (Pulaski); Wynne (Cross)
Y · 1 communities
Yellville (Marion)
Z · 1 communities
Zinc (Boone)
Beauty salon questions: Arkansas
Is beauty salon insurance required in Arkansas?
State law usually does not require liability coverage, but leases and many clients do. Workers' compensation rules apply once you have employees, depending on the state.
How many beauty salons operate in Arkansas?
County Business Patterns counted 453 beauty salons with employees in Arkansas in 2023.
Which agency regulates insurers in Arkansas?
The Arkansas Insurance Department. Cosmetology licenses are issued by a separate state body.
Do Arkansas salon policies cover lash and skin services?
Many do when the services are listed. Medical procedures such as injectables need separate coverage.
Sources for this page: Census County Business Patterns (https://www.census.gov/programs-surveys/cbp.html); BLS OEWS (https://www.bls.gov/oes/); American Community Survey 2020–2024.
Request a Arkansas beauty salon quote
Last updated October 15, 2026 · How we research