Beauty salon insurance
Business owners policy for salons
Many beauty salons buy a business owners policy that bundles general liability, property, and business income.
Usually included
- Premises liability
- Property: stations, chairs, dryers, products
- Business income after a covered loss
Often added
- Professional liability for services
- Equipment breakdown
- Employee dishonesty
- Data breach
Request pricing for a salon bop.
Frequently asked questions
Does a BOP include professional liability?
Not always. Many salon programs add it by endorsement.
Does it cover my retail products?
Inventory is usually covered as business property.
Does it include workers' comp?
No; that is separate.
More coverage and guides
- Cosmetology liability
- Color, lightening, and extensions
- Esthetics and skin care
- Lash and brow services
- Business owners policy for salons
- Makeup artist insurance
- Beauty services coverage guide
- Private-label products and liability
- Med-spa services and salon insurance
- What affects beauty salon insurance cost
- Beauty salon application checklist
Last updated October 15, 2026 · How we research