South Dakota
Beauty salon insurance in South Dakota
State figures and city pages for South Dakota beauty salons. A quote is not a binder.
Federal data for South Dakota beauty salons: 160 employer salons (Census, 2023) and 690 payroll cosmetologists (BLS, May 2025), with many more independent professionals. Below are the state figures, how a salon's service menu drives its premium, and city pages.
South Dakota beauty salon figures
| Figure | South Dakota |
|---|---|
| Beauty salons (employer establishments) | 160 |
| Beauty salon employees | 790 |
| Average payroll per beauty salon employee | $32,892 |
| Salons with 1–4 employees | 106 |
| Fitness and recreation centers | 114 |
| Offices of other health practitioners | 82 |
| Diet and weight reducing centers | 18 |
| Cosmetologists on payrolls (BLS, May 2025) | 690 |
| Median wage, cosmetologists | $49,800 |
| Skincare specialists on payrolls | 150 |
| Median wage, skincare specialists | $38,230 |
| Manicurists and pedicurists on payrolls | 250 |
Census CBP 2023 (NAICS 812112, 713940, 621399, 812191); BLS OEWS May 2025 (39-5012, 39-5094, 39-5092; payroll employees only).
How a South Dakota salon's premium is built
The service menu comes first: color, lightening, extensions, waxing, peels, and lashes each carry their own claim patterns. Next come licensed staff and payroll, independent professionals working in the space, retail and private-label products, the building and equipment, lease requirements, and claims history.
See the services guide and cost factors.
Who regulates what in South Dakota
Insurers and agents answer to the South Dakota Division of Insurance. Cosmetology, esthetics, and nail licenses, and scope-of-practice rules, are handled by the state's licensing authority for beauty professions.
South Dakota city pages
Listed by share of residents who work from home (ACS), highest first.
- Tea
- Brandon
- Harrisburg
- Sioux Falls
- Brookings
- Rapid City
- Mitchell
- Dell Rapids
- Box Elder
- Spearfish
- Yankton
- Aberdeen
- Watertown
- Pierre
- Sturgis
Beauty coverage and guides
- Cosmetology liability
- Color, lightening, and extensions
- Esthetics and skin care
- Lash and brow services
- Business owners policy for salons
- Makeup artist insurance
- Beauty services coverage guide
- Private-label products and liability
- Med-spa services and salon insurance
- What affects beauty salon insurance cost
- Beauty salon application checklist
Other South Dakota communities by letter
Beauty salons statewide can request quotes. Open a letter to see the remaining communities and their counties:
A · 16 communities
Agar (Sully); Akaska (Walworth); Albee (Grant); Alcester (Union); Alexandria (Hanson); Alpena (Jerauld); Altamont (Deuel); Andover (Day); Arlington (Kingsbury); Armour (Douglas); Artas (Campbell); Artesian (Sanborn); Ashton (Spink); Astoria (Deuel); Aurora (Brookings); Avon (Bon Homme)
B · 27 communities
Badger (Kingsbury); Baltic (Minnehaha); Bancroft (Kingsbury); Batesland (Oglala Lakota); Belle Fourche (Butte); Belvidere (Jackson); Beresford (Union); Big Stone City (Grant); Bison (Perkins); Blunt (Hughes); Bonesteel (Gregory); Bowdle (Edmunds); Bradley (Clark); Brandt (Deuel); Brant Lake (Lake); Brentford (Spink); Bridgewater (Mccook); Bristol (Day); Britton (Marshall); Broadland (Beadle); Bruce (Brookings); Bryant (Hamlin); Buffalo (Harding); Buffalo Gap (Custer); Burke (Gregory); Bushnell (Brookings); Butler (Day)
C · 27 communities
Camp Crook (Harding); Canistota (Mccook); Canova (Miner); Canton (Lincoln); Carthage (Miner); Castlewood (Hamlin); Cavour (Beadle); Centerville (Turner); Central City (Lawrence); Chamberlain (Brule); Chancellor (Turner); Chelsea (Faulk); Claire City (Roberts); Claremont (Brown); Clark (Clark); Clear Lake (Deuel); Colman (Moody); Colome (Tripp); Colton (Minnehaha); Columbia (Brown); Conde (Spink); Corona (Roberts); Corsica (Douglas); Cottonwood (Jackson); Cresbard (Faulk); Crooks (Minnehaha); Custer (Custer)
D · 11 communities
Dallas (Gregory); Dante (Charles Mix); Davis (Turner); De Smet (Kingsbury); Deadwood (Lawrence); Delmont (Douglas); Dimock (Hutchinson); Doland (Spink); Dolton (Turner); Draper (Jones); Dupree (Ziebach)
E · 11 communities
Eagle Butte (Dewey); Eden (Marshall); Edgemont (Fall River); Egan (Moody); Elk Point (Union); Elkton (Brookings); Emery (Hanson); Erwin (Kingsbury); Estelline (Hamlin); Ethan (Davison); Eureka (Mcpherson)
F · 14 communities
Fairburn (Custer); Fairfax (Gregory); Fairview (Lincoln); Faith (Meade); Farmer (Hanson); Faulkton (Faulk); Flandreau (Moody); Florence (Codington); Fort Pierre (Stanley); Frankfort (Spink); Frederick (Brown); Freeman (Hutchinson); Fruitdale (Butte); Fulton (Hanson)
G · 11 communities
Garden City (Clark); Garretson (Minnehaha); Gary (Deuel); Gayville (Yankton); Geddes (Charles Mix); Gettysburg (Potter); Glenham (Walworth); Goodwin (Deuel); Gregory (Gregory); Grenville (Day); Groton (Brown)
H · 22 communities
Harrold (Hughes); Hartford (Minnehaha); Hayti (Hamlin); Hazel (Hamlin); Hecla (Brown); Henry (Codington); Hermosa (Custer); Herreid (Campbell); Herrick (Gregory); Hetland (Kingsbury); Highmore (Hyde); Hill City (Pennington); Hillsview (Mcpherson); Hitchcock (Beadle); Hosmer (Edmunds); Hot Springs (Fall River); Hoven (Potter); Howard (Miner); Hudson (Lincoln); Humboldt (Minnehaha); Hurley (Turner); Huron (Beadle)
I · 5 communities
Interior (Jackson); Ipswich (Edmunds); Irene (Turner); Iroquois (Kingsbury); Isabel (Dewey)
J · 2 communities
Java (Walworth); Jefferson (Union)
K · 5 communities
Kadoka (Jackson); Kennebec (Lyman); Keystone (Pennington); Kimball (Brule); Kranzburg (Codington)
L · 16 communities
La Bolt (Grant); Lake Andes (Charles Mix); Lake City (Marshall); Lake Norden (Hamlin); Lake Preston (Kingsbury); Lane (Jerauld); Langford (Marshall); Lead (Lawrence); Lebanon (Potter); Lemmon (Perkins); Lennox (Lincoln); Leola (Mcpherson); Lesterville (Yankton); Letcher (Sanborn); Long Lake (Mcpherson); Lowry (Walworth)
M · 20 communities
Madison (Lake); Marion (Turner); Martin (Bennett); Marvin (Grant); McIntosh (Corson); McLaughlin (Corson); Mellette (Spink); Menno (Hutchinson); Midland (Haakon); Milbank (Grant); Miller (Hand); Mission (Todd); Mission Hill (Yankton); Mobridge (Walworth); Monroe (Turner); Montrose (Mccook); Morristown (Corson); Mound City (Campbell); Mount Vernon (Davison); Murdo (Jones)
N · 9 communities
Naples (Clark); New Effington (Roberts); New Underwood (Pennington); New Witten (Tripp); Newell (Butte); Nisland (Butte); North Sioux City (Union); Northville (Spink); Nunda (Lake)
O · 8 communities
Oacoma (Lyman); Oelrichs (Fall River); Oldham (Kingsbury); Olivet (Hutchinson); Onaka (Faulk); Onida (Sully); Orient (Faulk); Ortley (Roberts)
P · 13 communities
Parker (Turner); Parkston (Hutchinson); Peever (Roberts); Philip (Haakon); Pickstown (Charles Mix); Piedmont (Meade); Pierpont (Day); Plankinton (Aurora); Platte (Charles Mix); Pollock (Campbell); Presho (Lyman); Pringle (Custer); Pukwana (Brule)
Q · 1 communities
Quinn (Pennington)
R · 11 communities
Ramona (Lake); Ravinia (Charles Mix); Raymond (Clark); Redfield (Spink); Ree Heights (Hand); Reliance (Lyman); Revillo (Grant); Rockham (Faulk); Roscoe (Edmunds); Rosholt (Roberts); Roslyn (Day)
S · 18 communities
Salem (Mccook); Scotland (Bon Homme); Selby (Walworth); Seneca (Faulk); Sherman (Minnehaha); Sinai (Brookings); Sisseton (Roberts); South Shore (Codington); Spencer (Mccook); Springfield (Bon Homme); St. Francis (Todd); St. Lawrence (Hand); Stickney (Aurora); Stockholm (Grant); Strandburg (Grant); Stratford (Brown); Summerset (Meade); Summit (Roberts)
T · 10 communities
Tabor (Bon Homme); Timber Lake (Dewey); Tolstoy (Potter); Toronto (Deuel); Trent (Moody); Tripp (Hutchinson); Tulare (Spink); Turton (Spink); Twin Brooks (Grant); Tyndall (Bon Homme)
U · 1 communities
Utica (Yankton)
V · 10 communities
Valley Springs (Minnehaha); Veblen (Marshall); Verdon (Brown); Vermillion (Clay); Viborg (Turner); Vienna (Clark); Vilas (Miner); Virgil (Beadle); Volga (Brookings); Volin (Yankton)
W · 26 communities
Wagner (Charles Mix); Wakonda (Clay); Wall (Pennington); Wallace (Codington); Ward (Moody); Warner (Brown); Wasta (Pennington); Waubay (Day); Webster (Day); Wentworth (Lake); Wessington (Beadle); Wessington Springs (Jerauld); Westport (Brown); Wetonka (Mcpherson); White (Brookings); White Lake (Aurora); White River (Mellette); White Rock (Roberts); Whitewood (Lawrence); Willow Lake (Clark); Wilmot (Roberts); Winner (Tripp); Wolsey (Beadle); Wood (Mellette); Woonsocket (Sanborn); Worthing (Lincoln)
Y · 1 communities
Yale (Beadle)
Beauty salon questions: South Dakota
Is beauty salon insurance required in South Dakota?
State law usually does not require liability coverage, but leases and many clients do. Workers' compensation rules apply once you have employees, depending on the state.
How many beauty salons operate in South Dakota?
County Business Patterns counted 160 beauty salons with employees in South Dakota in 2023.
Which agency regulates insurers in South Dakota?
The South Dakota Division of Insurance. Cosmetology licenses are issued by a separate state body.
Do South Dakota salon policies cover lash and skin services?
Many do when the services are listed. Medical procedures such as injectables need separate coverage.
Sources for this page: Census County Business Patterns (https://www.census.gov/programs-surveys/cbp.html); BLS OEWS (https://www.bls.gov/oes/); American Community Survey 2020–2024.
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Last updated October 15, 2026 · How we research