Beauty salon insurance
Med-spa services and salon insurance
Treatments that penetrate the skin or alter tissue are typically regulated as medical services and insured separately.
Usually outside a salon policy
- Injectables and fillers
- Laser hair removal and resurfacing
- Medical-grade peels
- Microneedling, depending on state rules
Frequently asked questions
Can a salon offer Botox?
Injectables are medical procedures under state rules and need appropriate medical oversight and separate insurance.
Are lasers covered?
Usually not under a standard salon policy.
What if a provider rents space?
Require their own medical malpractice coverage.
More coverage and guides
- Cosmetology liability
- Color, lightening, and extensions
- Esthetics and skin care
- Lash and brow services
- Business owners policy for salons
- Makeup artist insurance
- Beauty services coverage guide
- Private-label products and liability
- Med-spa services and salon insurance
- What affects beauty salon insurance cost
- Beauty salon application checklist
Last updated October 15, 2026 · How we research